There are lots of reasons people call on Appraisal 1st KC L.L.C.

Year after year, thousands of people in Missouri buy, sell or refinance their home. A lot of these transactions have a simple line item for an appraisal. While there are a multiplying number of automated home valuation systems that might appear to be less expensive than an appraisal, most lenders still need a local expert because the stakes are incredibly high. You might assume that securing a mortgage is the only reason you should get an appraisal, but there are additional instances when the services of a licensed, independent real estate professional could be helpful.


	For real estate appraisals in Holt and Clay County, it's easiest when your order online from Appraisal 1st KC L.L.C., just click here.

Appeal your tax assessment in Clay County

If you reside in an area where property values have depreciated, it's possible you're paying too much in property taxes. When building your case, an appraisal from Appraisal 1st KC L.L.C. is your best evidence. At Appraisal 1st KC L.L.C., we're equipped to assist you in disputing your tax assessment.

Let Appraisal 1st KC L.L.C. assist you in lowering your mortgage payment

Private Mortgage Insurance, or PMI, is an added insurance policy that many lenders ask buyers to buy when the amount being loaned to the homeowner is more than 80% of the actual value of the home. This additional payment is often lumped into the monthly mortgage payment and is quickly forgotten. This is bad because PMI is no longer required when the leftover balance of the loan - whether through market appreciation or principal pay down - goes below the 80% level. In fact, the United States Congress implemented a law in 1998 (the Homeowners Protection Act of 1998) requiring lenders to remove the PMI installments when the loan-to-value ratio conditions have been met.

Appraisal 1st KC L.L.C. will produce a statement regarding the value of your home, and the expense of the appraisal can usually be regained in a short amount of time because you'll no longer be paying the PMI.

An appraisal from Appraisal 1st KC L.L.C. will help you settle a divorce with less stress

A divorce can be an especially traumatic experience for both parties, and it is often more complicated by the strenuous decision of who keeps the home. It's a good idea to order an appraisal from Appraisal 1st KC L.L.C. so both parties are entirely aware of the true market value of their property, regardless of the situation.

The parties will have a a good idea of what price to set, if they wish to sell the home. And on the flip side, if a "buyout" is the chosen option, both parties will feel like they've received a fair assessment.

Settling an estate with peace of mind

The loss of a loved one is a hard time in life, and settling an estate from a death, or probate, often entails an appraisal to establish Market Value for the residential property involved. We guarantee the maximum degree of discretion, as we're bound with confidentiality by the ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP).

Unlike many wealthy individuals, most Americans do not have dedicated estate planners or executors to take care of these affairs. A home or other property often makes up an unequal share of the total estate value, so understanding the true value of the real estate at hand is of vital importance to ensuring disputing parties walk away knowing they've gotten a fair deal.

Let Appraisal 1st KC L.L.C. assist you in relocating to or from Clay County

Employee relocation can be a more than just an inconvenience. We know where you're coming from. That being said, we take great care in setting up a convenient appointment time for the appraisal inspection. During our detailed process, we recommend employees that are moving to provide input on the positive attributes of their property, along with information about any recent sales or listings in their neighborhood that they want considered.

Sell your home quickly at the right price

Whether you want to sell your home on your own or with the help of a real estate agent, a professional appraisal will help you make a more informed decision regarding your selling price. An appraiser has no vested interest in what amount the house sells for, which is different than the interest of real estate agents. The price we charge isn't contingent upon the value opinion we render, but rather they depend on our efforts to complete the appraisal.

On a daily basis, we examine the difference in value items like an extra bathroom or a kitchen remodel can make. And we're experts in knowing how long homes stay on the market. So, getting a professional appraisal is a reliable way to decide what improvements will add value and what an appropriate sales price is for your home so you don't come up short or have your house on the market an unnecessarily long time.